You never dreamed it would come to this. You’ve worked all your life and didn’t plan on being disabled. Nevertheless, you applied for disability and were denied.
Don’t be shocked or shaken. Make up your mind right now that you will fight for your benefits. Every disability denial is different yet they all have one thing in common, they’re complicated. Getting through it usually requires the expert services of a disability attorney.
Whether you are seeking an advocate to overturn a Long Term Disability (LTD) denial, Social Security Disability denial, Supplemental Security Income Denial or Denial of Veterans Disability, a Houston disability attorney can get you the decision you deserve.
First, do not despair because your claim has been denied. Understand this is the norm. The Social Security Administration usually has a backlog of disability claims. This backlog usually results in first-time denial for all applicants.
Most disability claims are denied the first time, especially by insurance carriers. They don’t consider your plight or the premiums you’ve paid for years. Just when you need help the most they use your policy wording to their advantage and you find yourself confused and frustrated.
LTD insurance carriers are in business to make money, not care for people. They use many tactics to discourage your disability application and are very resourceful with a catalog of diverse reasons for not paying your legitimate claim.
A Houston disability attorney can provide the legal muscle necessary to win your case. Insurance carriers know you mean business when you retain a lawyer. They will have a lot of people on their side of the table, you do not want to sit down at the table alone. You can fight alone, but sometimes you have to look at odds.
Once you are denied, the appeals process must be followed to receive your benefits. That’s a plural appeal because it will take multiple attempts to secure your benefits. When your appeals are denied, you may find yourself going before a judge to plead your case. This can be an intimidating process unless you have a Houston disability attorney who is certified and knows how to represent you and navigate the lengthy wait times and requests for case documentation. Your attorney can also help you with your Supplemental Security Income and Veterans disability appeals.
Many area disability attorneys offer a free consultation and review of your case, using their experience, education and energy to move forward.